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Guaranteed Future Value

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How it works

Giltrap Guaranteed Future Value (GFV) can help you drive away in your new vehicle sooner, with fixed regular repayments and the confidence of knowing your vehicle’s value at the end of the term.

The future value of your new vehicle is determined by the make and model, as well as your expected annual kilometre usage. This value will be guaranteed at the time of purchase, as long as you comply with the terms of your agreement. This way, you’ll know exactly what your vehicle will be worth when your final payment is due.

Simply choose your vehicle, a deposit that suits your budget, set your payment terms and annual mileage, and then hit the road. At the end of your term, you have the flexibility to decide if you want to retain, replace, or return your vehicle.

Retain it

To keep your vehicle, simply make the final payment, which reflects the Guaranteed Minimum Future Value of the vehicle at that date. Since the future value of the vehicle has been negotiated upfront, you can plan for this option financially.

Replace it

If the trade-in value of your vehicle is higher than the final payment due, you can use it as a deposit for your next model. If the trade-in value is less than the final payment, you’ll need to cover the difference.

Return it

Provided you comply with the terms of the agreement, you can choose to return your vehicle. To return it at the end of the agreement, you’ll need to pay a $350 disposal fee and any charges for excess mileage or wear and tear instead of the final payment.
This program protects you from unexpected depreciation and gives you flexibility at the end of your finance term, making it easier to plan your financial future with confidence.

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