Finance & Insurance

We love to see Kiwis reach their goals and aspirations. Our companies offer financial services and products to help you along the way and protect your assets.

Credit Agreement

A credit agreement is one of the simplest and most popular ways for motorists to finance a new or used vehicle.

- Loan terms from 6 months to 5 years

- Fixed Interest rate

- No annual fees

- Vehicle: no additional security required

- Reduce your monthly repayments by having a combination of structured mid-term balloon payments, balloon payment at the end or paying a deposit (for approved applicants)

Deposit & Trade In

A Credit Agreement enables you to place a deposit towards the purchase, either as cash or by using the equity in your current vehicle as a trade-in.

Flexible Terms

Flexible terms are available including the option to have a balloon amount (larger final payment) built into your contract, if we agree.

This gives you the ability to tailor your repayments to best suit your budget and your vehicle trading cycle.

Consumer Lease

Consumer Lease

Advance Rental, Monthly Payments, End of Term Options

This flexible leasing plan for consumers offers lower repayments compared to a traditional credit agreement.

- Lease terms from 6 months to 45 months

- No annual fees

- Structure your lease by selecting a term and you agree a suitable residual value with us

- Tailor your monthly payments to suit your budget

- Payments are fixed and known in advance, you have firm control over your vehicle budget, residual value risk is carried by you.

Option to Upgrade

After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

Business Lease

Business Lease

For GST registered businesses

- Lease terms from 6 months to 5 years

- No annual fees

- Structure your lease by selecting a term and you agree on a suitable residual value with us

- Tailor your monthly payments to suit your budget

- Payments are fixed and known in advance, you have firm control over your vehicle budget, residual value risk is carried by you.

Option to upgrade

After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

Operating Lease

Operating Lease

Full & non-maintained options, available for both business & consumer customers

-Maintained & Non-maintained Operating Lease options

-Fixed Term & maximum kilometer allowance

-All servicing is conducted by professionally trained technicians using genuine parts

The Fully Maintained option makes forward planning a lot easier for you, as the monthly rentals include scheduled servicing, annual registrations, warrant of fitness, with options to include replacement tyres and puncture repairs. 

Option to Upgrade

After the lease period is over, the vehicle is returned to us, then you have the option to take out a new lease and upgrade your vehicle to the latest model. 

When considering the above finance & leasing options, we recommend that you seek independent financial/legal based on your individual circumstances. 

Insurance Options

Comprehensive Motor Vehicle Insurance

Comprehensive Motor Vehicle Insurance

In partnership with Provident Insurance, we offer a product called Luxury Motor Vehicle Insurance which has been developed specifically to protect the vehicles we sell. Luxury Motor Vehicle insurance provides distinctive levels of cover other insurance providers cannot offer. The product offers superior levels of cover and service to complement the investment you have made in your new vehicle. What a lot of our clients like is that claims are administered through us at the dealership so no more dealing with insurance company call centres.
Mechanical Breakdown Insurance

Mechanical Breakdown Insurance

Again provided through our friends at Provident Insurance. Mechanical cover can be offered on most vehicles we sell or service. If you have come out of your new car warranty and wish for comfort in the knowledge that you are covered please contact one of our business managers for warranty options.
Asset Protection

Guaranteed Asset Protection (GAP) &

Credit Contract Indemnity Insurance (CCI)

We offer the following insurance products which are designed to safeguard you against the unforeseeable instances where you have a total loss or your income-earning ability is compromised. For more information please refer to the Dealership Business Manager.

Rates & Fees*

Up to date Rates and fees for our Credit Agreement and Lease products are subject to change and available at request.
Contact our dealerships for more information.
*Rates and Fees are in New Zealand Dollars and subject to change at any time.

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